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DriveWiseOwnership Guide

Budgeting Resources

Plan for the real cost of vehicle ownership

The cost of a vehicle extends well beyond the purchase. Planning for routine expenses makes surprises smaller and decisions calmer.

Vehicle expense worksheet

List your recurring and occasional costs so you can see the full picture each month.

  • Fuel or charging.
  • Routine maintenance such as oil changes, filters, and tire rotations.
  • Wear items such as tires, brakes, wipers, and batteries.
  • Registration and inspection fees set by your state.
  • Parking, tolls, and cleaning.
  • Existing coverage costs you already pay.

Set aside a maintenance fund

Putting a small amount aside each month for maintenance and repairs spreads larger costs, such as a set of tires, over time. Review your service history to estimate what is likely due in the coming year.

Fuel efficiency tips

Correct tire pressure, smooth acceleration, steady speeds, removing unnecessary weight, and following maintenance schedules can all help a vehicle run more efficiently.

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